/* Art direction: Finnish wealth management → Premium Nordic finance
   Palette: Deep navy primary (#1B1F3B), rich gold accent (#C5A55A), warm ivory surfaces
   Typography: DM Serif Display (authoritative serif) + Inter (clean UI sans)
   Density: Spacious — trust requires breathing room */

/* ============================================================
   DESIGN TOKENS
   ============================================================ */

:root {
  /* Type Scale */
  --text-xs:   clamp(0.75rem,  0.7rem  + 0.25vw, 0.875rem);
  --text-sm:   clamp(0.875rem, 0.8rem  + 0.35vw, 1rem);
  --text-base: clamp(1rem,     0.95rem + 0.25vw, 1.125rem);
  --text-lg:   clamp(1.125rem, 1rem    + 0.75vw, 1.5rem);
  --text-xl:   clamp(1.5rem,   1.2rem  + 1.25vw, 2.25rem);
  --text-2xl:  clamp(2rem,     1.2rem  + 2.5vw,  3.5rem);
  --text-3xl:  clamp(2.5rem,   1rem    + 4vw,    5rem);
  --text-hero: clamp(3rem,     0.5rem  + 7vw,    8rem);

  /* Spacing (4px base) */
  --space-1:  0.25rem;
  --space-2:  0.5rem;
  --space-3:  0.75rem;
  --space-4:  1rem;
  --space-5:  1.25rem;
  --space-6:  1.5rem;
  --space-8:  2rem;
  --space-10: 2.5rem;
  --space-12: 3rem;
  --space-16: 4rem;
  --space-20: 5rem;
  --space-24: 6rem;
  --space-32: 8rem;

  /* Fonts */
  --font-display: 'DM Serif Display', Georgia, serif;
  --font-body: 'Inter', 'Helvetica Neue', sans-serif;

  /* Radius */
  --radius-sm: 0.375rem;
  --radius-md: 0.5rem;
  --radius-lg: 0.75rem;
  --radius-xl: 1rem;
  --radius-full: 9999px;

  /* Transitions */
  --transition-interactive: 180ms cubic-bezier(0.16, 1, 0.3, 1);

  /* Content widths */
  --content-narrow: 640px;
  --content-default: 960px;
  --content-wide: 1200px;
  --content-full: 100%;
}

/* ============================================================
   SIGNUM LIGHT MODE
   ============================================================ */
:root, [data-theme="light"] {
  /* Surfaces — Warm ivory */
  --color-bg:              #FAFAF8;
  --color-surface:         #F5F4F0;
  --color-surface-2:       #EFEDE8;
  --color-surface-offset:  #E8E6E0;
  --color-surface-offset-2: #E0DDD6;
  --color-surface-dynamic: #D8D5CD;
  --color-divider:         #D0CDC5;
  --color-border:          #C5C2BA;

  /* Text */
  --color-text:            #1B1F3B;
  --color-text-muted:      #5C5F73;
  --color-text-faint:      #9A9CAB;
  --color-text-inverse:    #FAFAF8;

  /* Primary — Deep Navy */
  --color-primary:         #1B1F3B;
  --color-primary-hover:   #2D3258;
  --color-primary-active:  #0E1128;
  --color-primary-highlight: #D8D9E4;

  /* Accent — Rich Gold */
  --color-accent:          #C5A55A;
  --color-accent-hover:    #B8963E;
  --color-accent-active:   #A68530;
  --color-accent-highlight: #F0E8D4;

  /* Success */
  --color-success:         #2D7A3A;
  --color-success-hover:   #1E5C28;
  --color-success-highlight: #D4E8D7;

  /* Error */
  --color-error:           #B5302A;
  --color-error-hover:     #8E2420;
  --color-error-highlight: #F0D4D3;

  /* Warning */
  --color-warning:         #C27C1E;
  --color-warning-hover:   #A06318;
  --color-warning-highlight: #F0E4D0;

  /* Shadows (warm-tinted) */
  --shadow-sm: 0 1px 2px oklch(0.2 0.02 60 / 0.06);
  --shadow-md: 0 4px 12px oklch(0.2 0.02 60 / 0.08);
  --shadow-lg: 0 12px 32px oklch(0.2 0.02 60 / 0.12);
}

/* ============================================================
   SIGNUM DARK MODE
   ============================================================ */
[data-theme="dark"] {
  /* Surfaces — Deep charcoal */
  --color-bg:              #111318;
  --color-surface:         #181A20;
  --color-surface-2:       #1E2028;
  --color-surface-offset:  #242630;
  --color-surface-offset-2: #2A2D38;
  --color-surface-dynamic: #32353F;
  --color-divider:         #2E3140;
  --color-border:          #3A3D4C;

  /* Text */
  --color-text:            #E4E3DF;
  --color-text-muted:      #9B9AA0;
  --color-text-faint:      #646570;
  --color-text-inverse:    #111318;

  /* Primary — lighter navy for contrast */
  --color-primary:         #A8B4D4;
  --color-primary-hover:   #8A98BC;
  --color-primary-active:  #7080A4;
  --color-primary-highlight: #252840;

  /* Accent — Gold (brighter for dark surfaces) */
  --color-accent:          #D4B76A;
  --color-accent-hover:    #E0C87E;
  --color-accent-active:   #C5A55A;
  --color-accent-highlight: #2E2A1E;

  /* Success */
  --color-success:         #5AAF66;
  --color-success-hover:   #3F9A4C;
  --color-success-highlight: #1E2E20;

  /* Error */
  --color-error:           #E06B66;
  --color-error-hover:     #CC5550;
  --color-error-highlight: #2E1E1D;

  /* Warning */
  --color-warning:         #DDA040;
  --color-warning-hover:   #C88F30;
  --color-warning-highlight: #2E2818;

  /* Shadows */
  --shadow-sm: 0 1px 2px oklch(0 0 0 / 0.25);
  --shadow-md: 0 4px 12px oklch(0 0 0 / 0.35);
  --shadow-lg: 0 12px 32px oklch(0 0 0 / 0.45);
}

@media (prefers-color-scheme: dark) {
  :root:not([data-theme]) {
    --color-bg:              #111318;
    --color-surface:         #181A20;
    --color-surface-2:       #1E2028;
    --color-surface-offset:  #242630;
    --color-surface-offset-2: #2A2D38;
    --color-surface-dynamic: #32353F;
    --color-divider:         #2E3140;
    --color-border:          #3A3D4C;
    --color-text:            #E4E3DF;
    --color-text-muted:      #9B9AA0;
    --color-text-faint:      #646570;
    --color-text-inverse:    #111318;
    --color-primary:         #A8B4D4;
    --color-primary-hover:   #8A98BC;
    --color-primary-active:  #7080A4;
    --color-primary-highlight: #252840;
    --color-accent:          #D4B76A;
    --color-accent-hover:    #E0C87E;
    --color-accent-active:   #C5A55A;
    --color-accent-highlight: #2E2A1E;
    --color-success:         #5AAF66;
    --color-success-hover:   #3F9A4C;
    --color-success-highlight: #1E2E20;
    --color-error:           #E06B66;
    --color-error-hover:     #CC5550;
    --color-error-highlight: #2E1E1D;
    --color-warning:         #DDA040;
    --color-warning-hover:   #C88F30;
    --color-warning-highlight: #2E2818;
    --shadow-sm: 0 1px 2px oklch(0 0 0 / 0.25);
    --shadow-md: 0 4px 12px oklch(0 0 0 / 0.35);
    --shadow-lg: 0 12px 32px oklch(0 0 0 / 0.45);
  }
}

/* ============================================================
   TYPOGRAPHY
   ============================================================ */
h1, h2, h3 {
  font-family: var(--font-display);
  font-weight: 400;
  color: var(--color-text);
}

h1 { font-size: var(--text-2xl); }
h2 { font-size: var(--text-xl); }
h3 { font-size: var(--text-lg); font-family: var(--font-body); font-weight: 600; }
h4 { font-size: var(--text-base); font-family: var(--font-body); font-weight: 600; }

a {
  color: var(--color-accent);
  text-decoration: none;
  transition: color var(--transition-interactive);
}
a:hover {
  color: var(--color-accent-hover);
}

/* ============================================================
   BUTTONS
   ============================================================ */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  padding: var(--space-3) var(--space-6);
  font-family: var(--font-body);
  font-size: var(--text-sm);
  font-weight: 500;
  line-height: 1.4;
  border-radius: var(--radius-md);
  cursor: pointer;
  border: 1px solid transparent;
  transition: background var(--transition-interactive),
              color var(--transition-interactive),
              box-shadow var(--transition-interactive),
              transform var(--transition-interactive),
              border-color var(--transition-interactive);
  min-height: 44px;
  text-decoration: none;
}

.btn-primary {
  background: var(--color-primary);
  color: var(--color-text-inverse);
}
.btn-primary:hover {
  background: var(--color-primary-hover);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}
.btn-primary:active {
  background: var(--color-primary-active);
  transform: translateY(0);
  box-shadow: var(--shadow-sm);
}

.btn-accent {
  background: var(--color-accent);
  color: #1B1F3B;
}
.btn-accent:hover {
  background: var(--color-accent-hover);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}
.btn-accent:active {
  background: var(--color-accent-active);
  transform: translateY(0);
}

.btn-secondary {
  background: transparent;
  color: var(--color-text);
  border-color: var(--color-border);
}
.btn-secondary:hover {
  background: var(--color-surface);
  border-color: var(--color-text-muted);
  transform: translateY(-1px);
}
.btn-secondary:active {
  transform: translateY(0);
}

.btn-ghost {
  background: transparent;
  color: var(--color-text-muted);
  padding: var(--space-2) var(--space-4);
}
.btn-ghost:hover {
  color: var(--color-text);
  background: var(--color-surface);
}

.btn:disabled, .btn[aria-disabled="true"] {
  cursor: not-allowed;
  opacity: 0.5;
  pointer-events: none;
}

.btn-lg {
  padding: var(--space-4) var(--space-8);
  font-size: var(--text-base);
  min-height: 52px;
}

.btn-full { width: 100%; }

/* ============================================================
   FORMS
   ============================================================ */
.form-group {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.form-label {
  font-size: var(--text-sm);
  font-weight: 500;
  color: var(--color-text);
}

.form-input,
.form-select {
  padding: var(--space-3) var(--space-4);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  font-size: var(--text-base);
  color: var(--color-text);
  transition: border-color var(--transition-interactive),
              box-shadow var(--transition-interactive);
  min-height: 44px;
  width: 100%;
}

.form-input:focus, .form-select:focus {
  outline: none;
  border-color: var(--color-accent);
  box-shadow: 0 0 0 3px oklch(from var(--color-accent) l c h / 0.15);
}

.form-input::placeholder {
  color: var(--color-text-faint);
}

.form-input.error {
  border-color: var(--color-error);
}

.form-error {
  font-size: var(--text-xs);
  color: var(--color-error);
}

.form-hint {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-4);
}

@media (min-width: 640px) {
  .form-row-2 {
    grid-template-columns: 1fr 1fr;
  }
  .form-row-3 {
    grid-template-columns: 1fr 1fr 1fr;
  }
}

/* Checkboxes and Radios */
.form-check {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  cursor: pointer;
  font-size: var(--text-sm);
}

.form-check input[type="checkbox"],
.form-check input[type="radio"] {
  width: 20px;
  height: 20px;
  margin-top: 2px;
  flex-shrink: 0;
  accent-color: var(--color-accent);
  cursor: pointer;
}

/* ============================================================
   CARDS
   ============================================================ */
.card {
  background: var(--color-surface);
  border: 1px solid oklch(from var(--color-text) l c h / 0.08);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  transition: box-shadow var(--transition-interactive),
              transform var(--transition-interactive);
}

.card-interactive {
  cursor: pointer;
}
.card-interactive:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}
.card-interactive:active {
  transform: translateY(0);
  box-shadow: var(--shadow-sm);
}

/* ============================================================
   LAYOUT
   ============================================================ */
.container {
  max-width: var(--content-default);
  margin-inline: auto;
  padding-inline: var(--space-4);
}

.container-narrow {
  max-width: var(--content-narrow);
  margin-inline: auto;
  padding-inline: var(--space-4);
}

.container-wide {
  max-width: var(--content-wide);
  margin-inline: auto;
  padding-inline: var(--space-4);
}

.section {
  padding-block: clamp(var(--space-8), 6vw, var(--space-24));
}

/* ============================================================
   NAVIGATION
   ============================================================ */
.nav-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: oklch(from var(--color-bg) l c h / 0.92);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--color-divider);
  padding: var(--space-3) 0;
}

.nav-inner {
  max-width: var(--content-wide);
  margin-inline: auto;
  padding-inline: var(--space-4);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  min-height: 56px;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  text-decoration: none;
  color: var(--color-text);
}

.nav-logo-text {
  font-family: var(--font-body);
  font-weight: 600;
  font-size: var(--text-sm);
  letter-spacing: 0.15em;
  text-transform: uppercase;
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}

.nav-link {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  text-decoration: none;
  padding: var(--space-2) var(--space-3);
  border-radius: var(--radius-sm);
  transition: color var(--transition-interactive),
              background var(--transition-interactive);
}
.nav-link:hover {
  color: var(--color-text);
  background: var(--color-surface);
}

/* Hamburger */
.nav-hamburger {
  display: none;
  padding: var(--space-2);
  color: var(--color-text);
}

@media (max-width: 767px) {
  .nav-hamburger { display: flex; }
  .nav-desktop { display: none; }
  .nav-mobile {
    position: fixed;
    top: 0;
    right: -100%;
    width: 80%;
    max-width: 320px;
    height: 100dvh;
    background: var(--color-bg);
    border-left: 1px solid var(--color-divider);
    z-index: 200;
    padding: var(--space-6);
    display: flex;
    flex-direction: column;
    gap: var(--space-4);
    transition: right 300ms cubic-bezier(0.16, 1, 0.3, 1);
  }
  .nav-mobile.open { right: 0; }
  .nav-overlay {
    position: fixed;
    inset: 0;
    background: oklch(0 0 0 / 0.5);
    z-index: 190;
    opacity: 0;
    pointer-events: none;
    transition: opacity 300ms cubic-bezier(0.16, 1, 0.3, 1);
  }
  .nav-overlay.open {
    opacity: 1;
    pointer-events: auto;
  }
}

@media (min-width: 768px) {
  .nav-mobile { display: none !important; }
  .nav-overlay { display: none !important; }
}

/* ============================================================
   STEP INDICATOR
   ============================================================ */
.steps {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  padding: var(--space-4) 0;
  overflow-x: auto;
}

.step {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  white-space: nowrap;
  font-size: var(--text-xs);
  color: var(--color-text-faint);
}

.step.active {
  color: var(--color-accent);
  font-weight: 600;
}

.step.completed {
  color: var(--color-success);
}

.step-number {
  width: 28px;
  height: 28px;
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: var(--text-xs);
  font-weight: 600;
  border: 2px solid var(--color-border);
  flex-shrink: 0;
}

.step.active .step-number {
  background: var(--color-accent);
  color: #1B1F3B;
  border-color: var(--color-accent);
}

.step.completed .step-number {
  background: var(--color-success);
  color: white;
  border-color: var(--color-success);
}

.step-connector {
  width: 24px;
  height: 2px;
  background: var(--color-border);
  flex-shrink: 0;
}

.step.completed + .step-connector,
.step.completed ~ .step-connector {
  background: var(--color-success);
}

/* ============================================================
   PROGRESS BAR
   ============================================================ */
.progress-bar {
  width: 100%;
  height: 6px;
  background: var(--color-surface-offset);
  border-radius: var(--radius-full);
  overflow: hidden;
}

.progress-bar-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--color-accent), var(--color-accent-hover));
  border-radius: var(--radius-full);
  transition: width 500ms cubic-bezier(0.16, 1, 0.3, 1);
}

/* ============================================================
   BADGE
   ============================================================ */
.badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-1);
  padding: var(--space-1) var(--space-3);
  font-size: var(--text-xs);
  font-weight: 500;
  border-radius: var(--radius-full);
  background: var(--color-accent-highlight);
  color: var(--color-accent);
}

.badge-success {
  background: var(--color-success-highlight);
  color: var(--color-success);
}

.badge-warning {
  background: var(--color-warning-highlight);
  color: var(--color-warning);
}

.badge-error {
  background: var(--color-error-highlight);
  color: var(--color-error);
}

.badge-outline {
  background: transparent;
  border: 1px solid currentColor;
}

/* ============================================================
   SKELETON LOADERS
   ============================================================ */
@keyframes shimmer {
  0% { background-position: -200% 0; }
  100% { background-position: 200% 0; }
}

.skeleton {
  background: linear-gradient(
    90deg,
    var(--color-surface-offset) 25%,
    var(--color-surface-dynamic) 50%,
    var(--color-surface-offset) 75%
  );
  background-size: 200% 100%;
  animation: shimmer 1.5s ease-in-out infinite;
  border-radius: var(--radius-sm);
}

/* ============================================================
   BANK SELECTOR
   ============================================================ */
.bank-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(min(180px, 100%), 1fr));
  gap: var(--space-4);
}

.bank-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-6) var(--space-4);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  cursor: pointer;
  transition: border-color var(--transition-interactive),
              box-shadow var(--transition-interactive),
              transform var(--transition-interactive);
  min-height: 120px;
}

.bank-card:hover {
  border-color: var(--color-accent);
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.bank-card:active {
  transform: translateY(0);
}

.bank-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: var(--text-sm);
  color: white;
}

.bank-name {
  font-size: var(--text-sm);
  font-weight: 500;
  color: var(--color-text);
  text-align: center;
}

/* ============================================================
   DASHBOARD
   ============================================================ */
.dashboard-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-4);
}

@media (min-width: 640px) {
  .dashboard-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .dashboard-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.stat-value {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  color: var(--color-text);
}

.stat-label {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* ============================================================
   DEMO INDICATOR
   ============================================================ */
.demo-badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: var(--space-2) var(--space-4);
  background: var(--color-warning-highlight);
  color: var(--color-warning);
  font-size: var(--text-xs);
  font-weight: 500;
  border-radius: var(--radius-full);
  border: 1px solid oklch(from var(--color-warning) l c h / 0.2);
}

/* ============================================================
   HERO SECTION
   ============================================================ */
.hero {
  text-align: center;
  padding: var(--space-16) var(--space-4);
  max-width: 720px;
  margin-inline: auto;
}

.hero h1 {
  font-size: var(--text-2xl);
  margin-bottom: var(--space-4);
}

.hero p {
  font-size: var(--text-lg);
  color: var(--color-text-muted);
  margin-inline: auto;
  max-width: 56ch;
  margin-bottom: var(--space-8);
}

.hero-actions {
  display: flex;
  gap: var(--space-4);
  justify-content: center;
  flex-wrap: wrap;
}

/* ============================================================
   TRUST SIGNALS
   ============================================================ */
.trust-strip {
  display: flex;
  gap: var(--space-8);
  justify-content: center;
  flex-wrap: wrap;
  padding: var(--space-6) 0;
  border-top: 1px solid var(--color-divider);
  margin-top: var(--space-8);
}

.trust-item {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-xs);
  color: var(--color-text-muted);
}

.trust-icon {
  width: 20px;
  height: 20px;
  color: var(--color-accent);
}

/* ============================================================
   FOOTER
   ============================================================ */
.footer {
  border-top: 1px solid var(--color-divider);
  padding: var(--space-8) var(--space-4);
  margin-top: auto;
}

.footer-inner {
  max-width: var(--content-wide);
  margin-inline: auto;
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: var(--space-4);
}

.footer-text {
  font-size: var(--text-xs);
  color: var(--color-text-faint);
}

.footer a {
  color: var(--color-text-muted);
  font-size: var(--text-xs);
}
.footer a:hover {
  color: var(--color-text);
}

/* ============================================================
   PAGE TRANSITIONS
   ============================================================ */
.view {
  display: none;
}

.view.active {
  display: block;
  animation: view-enter 300ms cubic-bezier(0.16, 1, 0.3, 1) both;
}

@keyframes view-enter {
  from { opacity: 0; }
  to { opacity: 1; }
}

/* ============================================================
   SCROLL ANIMATIONS
   ============================================================ */
.fade-in { opacity: 1; }

@supports (animation-timeline: scroll()) {
  .fade-in {
    opacity: 0;
    animation: reveal-fade linear both;
    animation-timeline: view();
    animation-range: entry 0% entry 100%;
  }
}

@keyframes reveal-fade {
  to { opacity: 1; }
}

/* ============================================================
   EMPTY STATE
   ============================================================ */
.empty-state {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: var(--space-16) var(--space-8);
  color: var(--color-text-muted);
}

.empty-state h3 {
  color: var(--color-text);
  margin-bottom: var(--space-2);
}

.empty-state p {
  max-width: 36ch;
  margin-bottom: var(--space-6);
}

/* ============================================================
   SUMMARY TABLE
   ============================================================ */
.summary-grid {
  display: grid;
  gap: var(--space-3);
}

.summary-row {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  padding: var(--space-3) 0;
  border-bottom: 1px solid var(--color-divider);
  gap: var(--space-4);
}

.summary-label {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  flex-shrink: 0;
}

.summary-value {
  font-size: var(--text-sm);
  color: var(--color-text);
  font-weight: 500;
  text-align: right;
}

/* ============================================================
   THEME TOGGLE
   ============================================================ */
.theme-toggle {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: var(--radius-md);
  color: var(--color-text-muted);
  transition: color var(--transition-interactive),
              background var(--transition-interactive);
}

.theme-toggle:hover {
  color: var(--color-text);
  background: var(--color-surface);
}

/* ============================================================
   UTILITY
   ============================================================ */
.text-center { text-align: center; }
.text-muted { color: var(--color-text-muted); }
.text-faint { color: var(--color-text-faint); }
.text-accent { color: var(--color-accent); }
.text-sm { font-size: var(--text-sm); }
.text-xs { font-size: var(--text-xs); }
.mt-2 { margin-top: var(--space-2); }
.mt-4 { margin-top: var(--space-4); }
.mt-6 { margin-top: var(--space-6); }
.mt-8 { margin-top: var(--space-8); }
.mb-2 { margin-bottom: var(--space-2); }
.mb-4 { margin-bottom: var(--space-4); }
.mb-6 { margin-bottom: var(--space-6); }
.mb-8 { margin-bottom: var(--space-8); }
.gap-2 { gap: var(--space-2); }
.gap-4 { gap: var(--space-4); }
.flex { display: flex; }
.flex-col { flex-direction: column; }
.items-center { align-items: center; }
.justify-between { justify-content: space-between; }
.w-full { width: 100%; }
.hidden { display: none !important; }

/* Loading spinner */
.spinner {
  width: 24px;
  height: 24px;
  border: 3px solid var(--color-border);
  border-top-color: var(--color-accent);
  border-radius: 50%;
  animation: spin 0.8s linear infinite;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

.loading-overlay {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: var(--space-4);
  padding: var(--space-16);
  color: var(--color-text-muted);
  font-size: var(--text-sm);
}

/* Section divider with label */
.section-header {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  margin-bottom: var(--space-6);
}

.section-header h2 {
  white-space: nowrap;
}

.section-header::after {
  content: '';
  flex: 1;
  height: 1px;
  background: var(--color-divider);
}

/* Responsive app wrapper */
.app-wrapper {
  display: flex;
  flex-direction: column;
  min-height: 100dvh;
}

.app-main {
  flex: 1;
}

/* Fund cards on landing page */
.funds-strip {
  display: flex;
  gap: var(--space-6);
  justify-content: center;
  flex-wrap: wrap;
  margin-top: var(--space-2);
}
.fund-card {
  flex: 0 1 260px;
  text-align: center;
}